Business protection is all about insuring for the unexpected. It’s a way of protecting your business if something goes wrong.


Relevant Life


A Relevant Life Plan is available to employers to provide a death in service benefit for their employees, including Directors.

It is put in place to provide a lump sum to the employees’ family in event of the employees death, whilst the plan is in place. It can also pay out in event of the employee being diagnosed with a terminal illness.


Partnership Protection


This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.


Shareholder Protection


In the interests of financial security, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.


Key Person Insurance


Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.

If you talk to most business owners insurance is a key component of their basic running costs, they have insurance for buildings, contents, public liability, stock and vehicles to name but a few. Despite putting these contingencies in place for their physical business assets, many companies forget that business insurance for their real key assets, is just as important.

People are at the heart of every business and are responsible for its success, without business insurance the death or serious illness of a key member of staff could have a significant impact. The business could stop trading affecting peoples livelihoods.

We can help you figure out which cover is most suited to your business to help you protect against this happening.